Does being past 30 days on your car payment mean that they can come and repo it the next day? Or is it longer, like 60 or 90 days?
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You’d need to check with your lender for that information not the law. All lenders are different, but most repo’s I’ve heard of where when no payment had been received in 3 months or 90 days. However, I have heard of repos when no payment had been made in 2 months or 60 days. Check with the lender as to their policy on repos.