i have a low credit score, i’m going thru a divorce, and i need to rent an apartment. i don’t want a cosigner because it can cause a rift in relationships. any suggestions?
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Yes, pay (up front) cash. For one month, two months, etc. Cash is (almost) the answer to everything.
look for a private owner. it’s hard to get into a complex. however, when it comes to apartments, they look at your past credit…such as do you have any evictions? if so, that will be tough…if not, than you’re probably okay. you also need to have steady income, and they want you to usually have only about a 3rd of your income going to rent. also, i wouldn’t mention the divorce…that’s not their business. all they need to know is how many will be living there…anything more, they don’t need to know! i think you don’t have much to worry about…it sounds like you’re just starting out, and everyone starts out somewhere. good luck, not with only the housing, but with your divorce. hope it all works out for you!
Along with cash up front, it always helps to know someone that has rental property. A friend of a friend, coworker, etc.
Depending on what exactly your credit problem is you can offer to pay in advance,you can try private owner ,keep trying different complexes since they are hurting for renters.Try explaining to the manager your situation.Call your local Woman’s Resource Center for complexes that they recommend.GOOD LUCK!
Yes. Look for a condo unit that is individually owned. Chances are, seeing as you are online, you can find one that way. Look for an independent owner who just wants to rent out to an individual who comes across as smart, reliable and what have you and hopefully, he/she will not spend that money to do a credit check on you or ask you for a cosigner. Keep in touch in a very nice, businesslike fashion and be personable. It just might work.
It worked for me because I knew I wouldn’t pass a credit check and I felt the situation out and came up a winner. I have lived here for two years with absolutely no problems. Maake sure you are able to pay your rent on time though. That really helps.
Oh, I almost forgot, I had moved into a nice home with my brother who ended up losing it later due to divorce. I lived there for 3 years and my ex-sis-in-law went ahead and gave me an excellent reference because I did a lot of upgrades while I lived there with her ex, my brother. LOL! Nifty huh? She won the house back through their divorce and loved what I had done with the house!
And LOL? Your answer rocks and your pic? LOL!
Call a locator. They know all the tricks. Look for an Arcstone Management company. They are easy to qualify for as long as you have clean criminal background. If you credit is really bad they will ask for an extra deposit.